Canadian Group Benefits

• Develop "flexible" approaches to the delivery of benefits such as Flex Credits and Health Care Spending Accounts

• Conduct plan audits of current plan design and recommend amendments

• Provide advice on new developments in the field of employee benefits

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Consultation on plan structures including:

 

Life Insurance

 

Critical Illness

• This plan provides a one-time benefit payment to an insured employee, spouse or dependent child, if diagnosed with a specified critical illness. It provides additional financial resources that an insured can use to pay for unforeseen expenses and adjust to changes in lifestyle resulting from a critical illness

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Income Replacement

• Short Term and Long Term Managed Disability (Fully Insured or Administrative Service Only - ASO)

• Wage Continuation Plans

• Occupational Accident Programs

 

Health Care and Dental Care

• Insured Plan Designs and Management

• Benefit Analysis and Risk Management

• Administrative Services Only (ASO) Contracts

• Retention / Refund Accounting Arrangements

• Flexible Benefit Plans

• Healthcare Spending Accounts

• Managed Drug Plans

• OHIP (Provincial Health) Insurance Replacement for Foreign Workers or Employees on Assignment in Canada.

 

OHIP Replacement

 

Employee Assistance Programs

• Provide employers with "direct" access to all national providers of this important benefit in terms of employee health and wellness. EAP's represent a proven, cost-effective solution to many problems that employers face today.  Implementing an EAP demonstrates a commitment from an organization to its employees.  Everyone benefits from identifying, solving and preventing personal problems, pressures and stress before they impact on personal, professional or organizational performance.

 

International Benefits